MANAGER, CREDIT ADMINISTRATION

JOB DESCRIPTION

 Key responsibilities and accountabilities 

•  Oversee sanctioning of disbursements after ensuring compliance with approval conditions. 
•  Oversee handling and safe custody of security documents to facilitate creation of the Bank’s Securities register, maintenance of the securities as well as discharge of the securities. 
• Oversee preparation of Letters of Offer in compliance with conditions of approval. 
• Oversee handling, maintenance and custody of credit files.  Maintain a diary system to ensure that all covenants, credit documentation and collaterals are up to date in terms of insurance, rates, rents, revaluations. 
• Oversee the timely preparation of accurate reports to the Head of Credit, Management, Auditors, Credit Reference Bureaus and the Regulator (statutory reporting). 
•  Oversee portfolio monitoring to ensure that loans are properly booked according to performance as prescribed in the Credit Policy and CBK Prudential Guidelines. 
•  Oversee the monitoring of the Portfolio in providing triggers and changes in performance of the loan Book. 
•  Provide leadership to and motivate Credit Administration staff. 

 Qualifications and Competencies 

• Be a holder of bachelor’s degree in a business related field from a recognized university. Possession of professional banking or Accounting qualifications will be added advantage. 
•  Should have at least seven (7) years’ experience in banking, three (3) of which should be in managerial/supervisory position in a credit role. 
• Should have thorough understanding of CBK regulatory framework and IFRS 9 financial standards. 
• Should possess advanced excel skills for data analysis and reporting. 
• Should possess excellent verbal and written communication skills with the ability to communicate at all levels internally and externally. 
• Should have strong analytical ability and keen eye for detail.

 Method of Application

 Qualified and interested candidates who meet the above requirements should send their application in HARD COPIES quoting the title of the position applied for on the cover letter and envelope, together with a detailed Curriculum vitae, copies of certificates and the contact information of three referees to: 

The Head of Human Resources

 Consolidated Bank of Kenya Limited 

P.O. Box 51133 - 00200 

NAIROBI