Loans Consultant
JOB DESCRIPTION
Responsibilities:
• Collaborating with senior managers to set credit policies, credit lines, procedures, and standards.
• Interviewing loan applicants to provide and obtain information.
• Informing clients of available loans and credit options, as well as the terms of service.
• Obtaining and reviewing financial information, including credit histories and financial statements.
• Approving or rejecting loan applications, or submitting applications to credit analysts for verification, when required.
• Negotiating payment arrangements with delinquent loan clients.
• Preparing delinquent loan reports and forwarding irreconcilable accounts for action.
• Hiring, training, and supervising loan department personnel.
• Maintaining hardcopy and electronic records of all loan documents, agreements, and correspondence.
• Keeping up to date with relevant financial regulations, such as lender requirements.
Qualification Required & Experience
• Bachelor's Degree in Business, Finance, or in a relevant field..
• Advanced knowledge of financial regulations and lender requirements.
• Experience in interviewing and advising loan applicants.
• Extensive experience in assessing loan applications and reviewing financial information.
Salary
Competitive
Monthly based
Location
, East Gonja Municipal District, Savannah Region, Ghana, Savannah Region, Ghana
, East Gonja Municipal District, Savannah Region, Ghana, Savannah Region, Ghana