JOB DESCRIPTION
Key Responsibilities
- Lead the design, execution and constant optimisation of data-driven credit decision strategies to support growth and portfolio performance
- Proficiency in evaluating customers' creditworthiness by leveraging various data sources and predictive analytics to establish credit limits that promote growth while minimizing risk.
- Proficient in tracking and analyzing credit loss indicators, identifying emerging trends, and using this to enhance credit risk strategies to optimize approval rates, portfolio growth, and loss performance
- Expertise in utilizing data analytical tools, including statistical and ML frameworks, for credit risk assessment and credit fraud detection and prevention
- Cohort analysis of the credit portfolio across various variables including but not limited to business type, location, disbursement date, presence or absence of credit history etc. to identify any predictive data points that could further improve our credit decisioning
- Stay abreast of industry trends and regulatory developments, ensuring compliance with relevant standards and regulations.
- Perform all other credit risk related functions as may be assigned by a supervisor
Requirements
- A minimum of a B.Sc/H.ND in any business related discipline
- A minimum of 7 years experience in lending in credit risk management or credit portfolio management
- Demonstrable knowledge of data driven credit risk analytics and credit monitoring
- Deep understanding of data analytical tools such as SQL & Python
- Experience in lending in the Nigerian market is an added advantage
Skills
- Credit risk management
- Data analytics and statistics
- People Management
- Performance Management
- Training and People Development
What we can offer you
- Culture - We put our people first and prioritise the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.
- Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
- Compensation - You’ll receive an attractive salary, plus other benefits.
What to expect in the hiring process
- A preliminary phone call with one of our recruiters.
- A panel technical interview with existing SVP Loans
- A technical interview with the MD of Moniepoint Mfb
Salary
Competitive
Monthly based
Location
Kurmin Musa, Kaduna State, Nigeria
Job Overview
Location
Kurmin Musa, Kaduna State, Nigeria
