JOB DESCRIPTIONS
KEY RESPONSIBILITIES
1. Credit Assessment: Evaluate loan applications by reviewing financial information, credit
history, and risk factors to determine eligibility.
2. Client Relationship Management: Build and maintain strong relationships with clients
by understanding their needs and providing appropriate financial solutions.
3. Portfolio Management and Monitoring :Manage the credit portfolio to ensure the timely
repayment of loans and to mitigate delinquency rates.
4. Loan Documentation: Ensure accurate and complete loan documentation in compliance
with regulatory standards and internal policies.
5. Risk Analysis and Mitigation: Identify potential risks in credit applications and
recommend actions to mitigate those risks.
6. Reporting: Prepare weekly and monthly credit portfolio performance, loan
disbursements, and delinquency for Supervisor.
7. Policy Compliance: Ensure that all credit operations comply with institutional policies,
banking regulations, and risk management standards.
KEY COMPETENCIES
1. Ability to evaluate financial information and creditworthiness accurately.
2. Precision in reviewing applications, documentation, and compliance processes.
3. Strong verbal and written communication skills for effective client interactions and
reporting.
4. Ability to identify issues proactively and recommend solutions.
5. Building trust and rapport with clients and colleagues.
6. Commitment to providing excellent customer service.
SKILLS
1. Proficiency in assessing financial statements, income, and expenditure.
2. Knowledge of risk assessment, and mitigation strategies.
3. Ability to manage multiple applications and tasks within deadlines.
4. Effective negotiation to reach agreeable terms with clients.
5. Familiarity with local banking regulations and compliance requirements.
REQUIREMENTS
1. Bachelor’s degree, HND or Diploma in Finance, Banking, Economics, or related field.
2. Previous experience in credit relationship management or financial analysis (entry level
may apply).
3. Fluent in both written and spoken language relevant to the region.
4. Must have strong relationship-building skills to engage clients effectively.
Salary
Competitive
Monthly based
Location
, East Gonja Municipal District, Savannah Region, Ghana, Savannah Region, Ghana
, East Gonja Municipal District, Savannah Region, Ghana, Savannah Region, Ghana
