Credit officer
Vacancies Global
·
Ghana
Full Time
Job Expires in
1w 2d
Key Responsibilities
Credit Assessment & Approval
- Evaluate loan applications and financial documents to determine creditworthiness.
- Analyze credit reports, financial statements, and payment history.
- Conduct risk assessments and recommend loan approvals or rejections.
- Ensure compliance with company policies and regulatory guidelines.
Loan Portfolio Management
- Monitor and manage loan accounts to minimize default risks.
- Conduct periodic reviews of clients' financial performance.
- Work with delinquent customers to establish repayment plans.
Client Relationship & Advisory
- Guide clients on loan requirements and financial planning.
- Explain loan terms, interest rates, and repayment schedules.
- Address client inquiries and provide solutions for financial needs.
Reporting & Compliance
- Maintain accurate loan records and documentation.
- Prepare credit reports and risk analysis for management review.
- Ensure adherence to banking laws, credit policies, and financial regulations.
Qualifications & Skills
- Bachelor's degree in Finance, Accounting, Economics, or a related field.
- Experience in credit analysis, banking, or financial services.
- Strong analytical and problem-solving skills.
- Knowledge of financial regulations and risk management principles.
- Excellent communication and negotiation skills.
- Proficiency in financial software and credit assessment tools.
Salary
Competitive
Monthly based
Location
Accra, Greater Accra Region, Ghana
Job Overview
Location
Accra, Greater Accra Region, Ghana